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Zeng Law Group, PLLC

Congratulations on moving into a luxury apartment in New York City! What to bring to closing today?



Hello, everyone,


Congratulations on your closing today. So, what is the process for closing? Or what items should be prepared? Today, let's talk about it.


The first and most important item is a valid ID, such as a passport, driver's license, or EAD. Why do we need this document? This is because when you sign the closing documents, the notary needs to verify your identity and then notarize the documents.


What is the second step? Pay the money. As buyers, how do we give money to the seller? There are generally two ways. The first way is to pay money for the keys, which means the buyer goes to the bank to get a certified check or a money order and gives it to the seller. Upon receipt of the check, the seller will release the keys.


However, there are also situations where the seller does not show up at the closing. For example, in many sponsor-sales, the seller and their attorney do not attend the closing in person. At this time, the seller requires us to make the payment via wire transfer.


What is the third step? Sign the important closing documents. In general, buyers will sign the title transfer documents prepared by the seller’s attorney, documents prepared by the title company, and any documents required by the condo.


If the ID is available, the money is ready, and the documents are signed, the closing will usually be completed smoothly.


That's all for today, bye!



大家好,


恭喜你今天要过户了。那么,过户的话我们有什么流程?或者要准备什么文件?我们今天来讲一讲。


第一个重要的文件是有效的身份证件,比如护照、驾照或者工卡。为什么需要这个文件呢?因为在签署过户文件的时候,公证人员需要基于你的有效证件给你做公证。


第二个步骤是什么?给钱。作为买家,我们如何把钱交给卖家呢?一般有两种方式。第一种是一手交钱一手交钥匙,也就是说,买家要去银行开银行支票(certified check)或者银行汇票(money order),然后交给卖家。卖家看到支票后,就会给你钥匙。


但是也有卖家不出现在过户现场的情况,比如很多开发商的楼盘,卖家和卖家的律师不会亲自出席过户。这时候,卖家就需要我们通过银行汇款的形式(wire transfer)来支付费用。


那么第三个步骤是什么?当然是签署非常重要的文件。一般情况下,我们会签署卖家律师准备的产权转让文件、产权公司准备的文件,以及公寓需要的文件。


如果身份证件有了,钱准备好了,文件也签署了,一般我们的过户就可以顺利完成了。


今天就讲到这里了,拜拜!


WeChat: zlgnyc

Phone: 917-810-5388

WhatsApp:917-810-5388

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