纽约买房自住,却被登记成出租房?这事可不小!
- Zeng Law Group, PLLC
- 1月23日
- 讀畢需時 3 分鐘
我们最近在长岛协助一位客户购买一套独立屋。在产权调查(title search)结果出来后,我们发现这套房子名下存在一个 Rental Permit(出租许可)。
这是什么意思呢?简单来说,就是现任屋主此前因为打算将房屋出租,向所在的 Township 申请并获得了出租许可,因此这套房子在政府系统中被登记为“出租屋”性质。然而,我们的买家客户购买该房产的目的,是用于自住。
基于这一情况,我们联系了卖家的律师,说明目前该房产在政府记录中仍然是出租屋状态,并询问是否可以先处理这个问题,因为买家是要自住的。对此,卖家律师非常淡定地回应说,这只是系统里的一个记录,他们不打算采取任何措施。坦白说,这样的回应我们并不陌生,这类操作我们见得太多了。
于是我们明确告诉客户,如果卖家不主动处理这个问题,那我们就必须自己采取行动。随后,我们迅速联系了 Township 的建筑管理部门(Department of Buildings, DOB),并成功获得了一份书面的官方回复。政府明确表示,该房产目前在系统中仍登记为出租屋,如果买家打算自住,就必须由现任屋主,也就是卖家,向政府提出申请,撤销该房产的出租许可,移除其出租屋性质。
在拿到这封官方回复后,我们第一时间将邮件转发给了卖家律师。卖家律师在看到政府的明确立场后,也不得不采取行动,最终同意由卖家向政府提交申请,撤销出租许可。也正是在这一问题得到解决之后,我们才同意让客户继续推进过户流程。
因此,在长岛购买独立屋时,买家很有可能会遇到诸如 Open Permit、Rental Permit、CO(居住证) 等各种产权相关的问题。对我们来说,只有在产权问题全部清理干净之后,交易才能顺利完成并进入过户阶段。
买房从来不只是价格的问题,产权是否干净,才真正决定了你能否安心收房。如果你也计划在纽约买卖房产,欢迎随时与我们沟通。关注纽约曾晖律师团队,让你在房产交易中不再无计可施。
Recently, we assisted a client with the purchase of a single-family home on Long Island. When the title search results came back, we discovered that the property had an existing Rental Permit on record.
What does this mean? It means that the current homeowner had previously applied to the township for a rental permit because the property was intended to be rented out. As a result, the house was registered with the local government as a rental property. However, our buyer was purchasing the home for self-occupancy, not for rental purposes.
We contacted the seller’s attorney to point out that the property was still registered as a rental and asked whether this issue could be resolved, given that our client intended to live in the house. The seller’s attorney responded calmly, stating that it was merely a system record and that they did not plan to take any action. This type of response is something we are unfortunately very familiar with.
We explained to our client that if the seller was unwilling to address the issue, we would need to take action ourselves. We promptly contacted the township’s Department of Buildings (DOB) and obtained a written response. The township confirmed that the property was currently registered as a rental and stated that if the buyer intended to occupy the home, the rental status must be removed. This required the current owner—the seller—to submit an application to withdraw the rental permit.
After receiving this written confirmation, we forwarded it to the seller’s attorney. Once the seller’s attorney reviewed the official response from the township, they had no choice but to proceed. The seller agreed to apply for the removal of the rental permit. Only after this issue was fully resolved did we allow our client to proceed with the closing.
When purchasing a single-family home on Long Island, buyers may encounter issues such as open permits, rental permits, Certificate of Occupancy (CO) problems, and other title-related matters. From our perspective, all title issues must be fully cleared before a transaction can close.
Buying a property is not just about the purchase price. Whether the title is clean ultimately determines whether you can close the transaction with peace of mind. If you are also looking to buy or sell property in New York, feel free to reach out to us. Follow Zeng Law Group, PLLC in New York, and never be left without a solution.
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